A mortgage broker will take the guess work out of finding a home loan by comparing options from a wide range of lenders, not just your current bank. I’ll guide you through the process, explain your choices in simple terms, and help you secure a loan that aligns with your goals, whether that’s buying your first home, upgrading, or refinancing.

No, my services are typically at no cost to you. I’m remunerated by the lender once your loan settles. The focus is always on finding the right loan for you, not on charging upfront fees.

That’s a fair question. As a qualified and compliant mortgage broker, I have a legal obligation to act in your best interest, something banks don’t have to do. On top of that, my business relies on long-term relationships and referrals, which only happens if I consistently put clients first.

Absolutely not, pricing is predominately based on risk (The amount which you are borrowing and the overall loan to value ratio). Banks don’t offer special “direct only” rates. In fact, because I deal with multiple lenders daily, I often know where the sharper rates and better policies are. I can also negotiate on your behalf, something most people find difficult to do on their own.

Yes. Securing the loan is just the beginning. I stay in touch to review your rate regularly and make sure your loan continues to work for you as your stage of life changes. Think of me as your long-term finance partner, not just a customer that I helped once at the branch.

There are no real disadvantages, if anything not every single lender in Australia works with brokers. That said, I have access to a wide panel of reputable banks and lenders that cover almost all client needs. If I ever think a lender outside my panel is a better fit, I’ll be upfront about it so you can make an informed decision.